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To creditworks

Discussion in 'Credit Talk' started by sph88, Jan 3, 2002.

  1. Jan 3, 2002 #1
    sph88

    sph88 Well-Known Member

    First of all, Thank you for all of the info about "exersising" credit over the past 2 years.I now have almost 300k in personal lines.

    Today I was approved for my first 'Small Business" account. Amex gave me an Optima Platinum with a 30 k limit! They did pull an inquiry on my exp.I was wondering if they report the account in my name or does a file for the business' name get created? How do I build lines from here?

    Thanks again
     
  3. Jan 3, 2002 #2
    gordon

    gordon Active Member

    congrats, what are your scores now and how much of the credit do you use?
     
  4. Jan 3, 2002 #3
    PsychDoc

    PsychDoc Well-Known Member

    What do you plan on doing with that $300,000 in available credit?

    Psych "Inquiring Mind" Doc
     
  5. Jan 3, 2002 #4
    gordon

    gordon Active Member

    I saw the list on 10-15, let's have an update.
     
  6. Jan 3, 2002 #5
    sph88

    sph88 Well-Known Member

    I use about 10-15 %. I use most of it to invest, I only use low rate offers for this.
     
  7. Jan 3, 2002 #6
    gordon

    gordon Active Member

    How many inquiries do you have and what are your scores? Thanks, I'm very impressed.
     
  8. Jan 3, 2002 #7
    sph88

    sph88 Well-Known Member

    My scores stay around 700 but I do not pay much attention to them.I have 6-10 inquries on each report every 6 months.
     
  9. Jan 3, 2002 #8
    superadman

    superadman Banned

    This is definitely not a commercial for creditworks and sph88 doesn't work for creditworks
     
  10. Jan 3, 2002 #9
    gordon

    gordon Active Member

    If you don't mind could I see your current list? Please?
     
  11. Jan 3, 2002 #10
    sph88

    sph88 Well-Known Member

    No I do not work for creditworks. I have however paid VERY close attention to what they post and have learned from them!
     
  12. Jan 3, 2002 #11
    sph88

    sph88 Well-Known Member

    Gorden,
    With the exeception of dropping most of the retail accounts the list is about the same but with higher limits.
     
  13. Jan 3, 2002 #12
    milkmom

    milkmom Well-Known Member

    Sorry for the newbie question but what is creditworks?
     
  14. Jan 3, 2002 #13
    Herman

    Herman Well-Known Member

    Milkmom,

    Go to... http://www.creditsense.com
     
  15. Jan 4, 2002 #14
    creditwork

    creditwork Well-Known Member

    You are welcome. Glad to see someone benefiting from our posts. Since 1996, I have posted about exercising your credit to make it grow. I have participated less and less in the discussions on this board as they have turned more and more towards credit repair and away from credit growth. I do not have any AMEX in my personal report, so I assume they do not report business accounts on your personal files.

    www.creditsense.com
     

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