Thanks for the Lexington post stating that the CRA sent you a "confirmation letter" - and asked if you had hired a credit repair company. Just for the record, I am in my 3rd round of disputing through Junum. In each round, I received a letter from TU and EX. I was never asked anything about a credit repair company. Equifax has never sent me a letter.
First round Junum same thing...TU and Ex nothing from Eq. TU report had nothing about retaining credit help...maybe they put it into every 3rd or 4th one so they can not be accused of accusing everyone. -Dave
First round with Junum I got the letter from TU asking if I had hired a credit repair company already. Aux
Equifax, TU I don't think Equifax sends out letter, just the investigation results. I got the TU letter after my third dispute. Plenty of do-it-yourselfers also get this letter. I guess TU assumes if you know enough to bug them who must have hired somebody. They just aren't used to people who know their rights.