Over on Marci's thread, you brought up the problem you are having with the 10 Qspace inquires on Equifax. I have never had any experience with Qspace. So I am ignorant about who owns Qspace etc. I would like to share something with you. I had 3 "hard inquiries" on my EQ report. Today, I have 2. Soon I will have 1. The one remaining inquiry can stay because it over a year old and from a cell phone company. When I confirm that the 2nd hard inquiry is off EQ, I will share with the board what I did to get rid of these 2 guys. But I found out from very reliable individuals that it is very difficult to delete hard inquiries on EQ. Not impossible but very difficult. However, they can be changed to PR (Promotional) more easily. Perhaps you already know this but I thought I would bring it up just in case.