To George: Question, Urgent

George, I have a situation with a creditor who was included in my bk 3 years ago. The creditor was reporting the account as a current delinquent, a chargeoff. I have disputed that with Equifax. It had reported a delinquent status for three weeks. Now, my credit report is fixed.

My question is: Do you think Providian, which scans my accounts with other lenders, could have seen the delinquent status and upped my interest rate in that short of time the delinquency reported?

I know you don't have an account with them or know what Providian is doing with my account. I know they are changing my terms and I don't know what the new terms are going to be.

It could be an upgrade. Or it could be an apr increase based on the delinquency.

Do you think 3 weeks reporting a delinquency on Equifax could cause a problem? Or am I being paranoid?

Thanks for being there for me if you respond.

 

Yeah, it's a war, George. I am rebuilding with only 4 cards. So if they do jack me, I pay off the card and sock drawer it.

I just wish I could close it. But I need it to build age.

If you have any ideas on how to Jack Them, let me know.

 

I read that post. Wasn't it First USA???

 

I will have your good credit someday and I won't ever get JACKED EVER, again.

 

It is shocking Providian turned you down. What were they thinking?

You must be TOO good for them, the bastards.

 

You're the greatest, George. You are SUPERMAN. Without you, this board is nothing.