i am in the process of getting a home loan...i filed for BK (ch7), discharged in 07/98 and i noticed that some of the debts that were scheduled on the BK are still listed as "bad debts"...at this point, should I correct these "bad debts" as part of my BK or not stir the pot and leave as is? BTW, my score is 650-700 thanks, kris