I'm still not quite sure what is going on and why my account is in the fraud dept. I've been going over this in my head and nothing seems to make sense. I am going to call them back fist thing Monday morning and try to see if someone else can give me a different answer but in the mean while I've decided to put the shake and bake on Junum (as in I'm calling them first thing Monday to cancel). Here are my thoughts: I am convinced that TU must know that someone other than myself is sending in disputes. They have to....that is why my account is in the fraud dept. so that they can monitor what's going on. This sucks! TU had no disputes on file either. Also, I have contacted both Equifax and Experian and the only Experian has a dispute (which I did over the phone) on file right now. Equifax had no disputes on file. Junum received my reports and supposedly sent out disputes on 4/9/01. So, the bottom line is that I'm going to start handling my own disputes from now on. I seriously was under the impression that Junum was writing *special* letters to get removals. I am convinced that for TU, they use their form and then mail that form in an envelope w/ postage. Then they put that in an envelope and mail that to you're local postmaster to mail so that the post mark will be from your area and not Junum's. Then for Eqauifax, I'm almost positive that they do an on-line dispute. Why write a letter when you can go on-line to Equifax's site, tpye in the confirmation # found on the report (along w/ other info) and start an investigation. It would take 2 seconds to check boxes (i.e. not mine, etc.). If they did write letters (including doing the postmaster thing) to anyone, I think it would be Experian...but they could be calling and having someone pretent to be us and start disputes over the phone using the report # at the top of your report. Regardless.....I know time is money but I don't think Junum is doing anything special to get deletions. I think they are basically just banking on the fact that there is a 50/50 chance that items will not be verified in time or not verified at all....thus being deleted. Looking at my track record, Junum has a >40%deletion rate. Keep in mind that I'm purely speculating about Junum's tactics to get removals based on the information that I have read on this board. So the bottom line is I think that I'm done with Junum. DON'T GET ME WRONG......they have done a fine job in my case and got me many deletions but I don't see the point anymore. I can just as easily do what they are doing. And at least it will really be ME doing the disputing and I don't have to worry about my file being turned over to any special departments w/in the bureaus. This way I don't have to keep following up w/ Junum like LKH to make sure that the bureaus did indeed receive disputes. As we speak....I'm going on-line right now to Equifax's web site to start a dispute. I already have one going w/ Experian and I started one over the phone w/ TU's fraud dept. <sigh> when I called them Friday. To all other Junum members, good luck and I hope you receive positive results. I am thankful for what Junum has done for me.