Well I just had to tell someone, yesterday I received my TU report. This one was my most important one because I live in IL and that is the CR of choice here. Anyway, Junum got my $3150 judgement removed with TU as well, Experian was the only one that came back as verified but hey, I've almost never had had anyone pull my Exp report. Besides that they removed a coll acct for $1109 which that one was the only one that I did pay but they removed it. Another Collectionfor $441 and a Sears account in which i'm an AU which I wanted removed because it had a 1 x's 30 day late and it looked bad on CR. All I gotta say is that I'm a very happy camper because this weekend I walked into my favorite store (Express) and applied for instand credit and was approved right on the spot. This would not have been possible a few months ago.