I know you're using Junum...have you gotten any of those "we know you're using a credit repair company and you're going to jail" letters from any of the CRA? If you do, could you PLEASE let me (us) know? As you know, I just started Junum and I'm hoping to get something out of them before I get tagged for soliciting the help of a 3rd party. P.S. Since WHEN did getting help from a 3rd party mean it's illegitimate? I was in CCCS and they were handling my business with my John Hancock.