I finally read all of your recent posts regarding challenging inquiries. Since my credit repair service is not working on having the inquiries on my reports deleted and is solely focusing on the other negatives, I decided to take a stab at having the inquiries removed myself. Today I disputed 35 inquiries on my Equifax, 14 on Experian, and 18 on TransUnion. I broke up the disputes into 7 different certified letters as per your suggestions. It took all night to do that work! We'll see how well it works. Thanks for all the info on this topic. I hope that I have the same success that you did in having these irritating items deleted from my reports. I appreciate the help and will keep you updated on my progress.