Lizardking, I want you to know that I strongly oppose those blasting you for "moral" reasons. They usually do it because they don't know how business works and what rights the laws of civil procedure have given to the consumer. According to civil procedure, it is perfectly OK not to "tell the whole truth" UNLESS you're on the stand, where you have to tell the whole truth under oath. However, as a fellow board Reg here, I believe it is my duty to say that you've crossed the line. You wrote: ======================= "You have to decide your ethical level. Are you willing to lie your butt off to get rid of this? [...] I would contact the creditor again and ask for an affidavit form to fill out that the account is not yours and you have no recollection of ever having an account with them." Source: http://consumers.creditnet.com/phorum/read.php?f=1&i=44925&t=44925 ================================= An affidavit is a testimoney executed under oath. Therefore, disregarding any possible moral issues, what you've suggested above is no less than solicitation to commit perjury. You must carefully consider these things in the future, as this is a serious crime punishable by law. My purpose in saying this is not to blast you in any way. You're a very respected poster here, who has already offered some sound advice and is no doubt an asset to this board. I look forward to reading your posts in the future. Yours, Saar
