Sir, you seem like the man to go to for questions. First of all, congrats with your Experian experience. Now, I have a few basic questions: 1. Where can I order a free or low cost FICA score? FICA FICO, whatever 2. I have had success with sending out letters, but they took off the ones I thought they wouldn't, but kept on the ones I paid off! I sent them proof (letter from collection agency) and it still shows! What do I do? Is what you said, request twice, then threaten to sue? 3. Is it true that if I bought something, say a $2,000 VCR on my AMEX Gold or other cards, and then return it before the interest hits, that it makes my credit score go up? Please let me know. Thanks, Tim
