LKH - If Junum sent your dispute letters out 3 weeks ago, you may here from TU and Experian soon that they "just got your dispute letters yesterday". So much for CRA honesty. LOL MP$40 - Didn't you have some good success with Junum on your 1st round of disputes? Did any of the CRA's acknowledge receipt of the disputes. If so, what is your spin on things. I tend to think Junum is honest and the CRA's are not when it comes to telling the truth about when documentation is forwarded to the CRA's.