If you get a chance, you might want to look it up on the internet. On another topic, I was sorry to hear that the CRA received 2 disputes on your behalf. But I agree with Nave? that it probably is not a big deal. That darned Experian. I still have not received results from my 3rd round of disputing and I can never get an on-line copy of my report. I have requested a snail-mail copy via Credentials which i will probably see in a week. I hate to contact EX by telephone but I may do it anyway this week.