You will love this.Nordstrom has a policy of granting credit to customers with a prior BK over 2 years old as long as your payment history since then is perfect and you have established at least 1 account that is 2 years old. I am going by memory here. I documented my Nordstrom experience in Feb 2001. Do not apply at there website. Call the local store and ask for the credit number. Call and explain your situation. Have the girl take your app. over the phone. If you are at 21 months, you are borderline. Shyguy called and was told 18-24 months post BK. Sweet talk the rep. Don't concern yourself about the limit. This is a high priced store. They will decide. Good luck.