To: Momof3

Discussion in 'Credit Talk' started by Jim, Feb 14, 2001.

  1. Jim

    Jim Well-Known Member

    Hi Mom!!

    Your question about the balances on my credit cards and my 574 FICO score got by me. probably because my computer crashed the day you asked. Anyway, here is the answer.

    #1 - $1700 out of $3000 limit
    #2 - $1200 out of $2000 limit
    #3 - $ 10 out of $3000 limit

    Robinsons - a low $24
    Macy's - a low $31

    You know the Capital One is viewed as maxed out.

    Conclusion - even though I am paying these cards off every month. This high cumulative balance probably hurt my score too.

    Thanks Jim
  2. Momof3

    Momof3 Well-Known Member

    Thanks Jim, I was just curious of your ratios when compiling your score, of course Cap 1 screws up your ratios grrrrrrr.

  3. Jim

    Jim Well-Known Member

    Your welcome Mom!

    BTW - no question is off limits here. Ask what you want.

    Jamie and Erik posted some good FICO scoring info here on other threads yesterday and today.
  4. jamie

    jamie Well-Known Member

    Thanks Jim! ! !


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