I am a new member of Junum. When I called them, I was informed that when they get your credit reports, they evaluate them and just start disputing. I was also told that if I had some specific item that for whatever reason I did not want disputed to let them know and a hand written note will be given to the "credit evaluator" by the person answering the phone. I had no such request to make so I didn't pursue this. On a second topic, I was told that my FICO score(s) may be available on-line in another month. The legalities are still being worke out. Roni - Do you have anything else to share with us? You are further along with this than me. What is the process for the 2nd go around of deletions? Thanks - Jim
RE: To: MP$40 & Roni / Re I spoke with Junum today. They called me back after trying to reach them for several days. I told them that I had not receive any info from the 3 bureaus and they sent out disputes 9/12 as per the junum website. The person said to allow 30-45 days to hear from the bureaus. In other words, WAIT. OK, I can deal with that. I already know experian deleted 3 items. I pulled transunion at worthknowing.com 2 days ago and that one hadnot changed though. Who knows with equifax. But nonetheless, I am waiting for the updated reports and junum will dispute all over again. I really hope the scores will be available soon.
RE: To: MP$40 & Roni / Re Equifax report is available on line immediately for a charge of 8 bucks. www.equifax.com
Thanks Jim! I appreciate the valuable information. I think what I'm going to do is wait for the results of my judgment disputes w/ TransU and Experian and then proceed with signing up w/ Junum to assist me in cleaning up my credit reports.
