Hi all, and first let me say what a cool forum this is! ;-) I'm at a fork in the road now and could use a little advice. I just got some cash and have two credit cards I'd like to pay down...one with a few late payments on it. My question is...would it be better to pay this card off completely, or put this money asside to make consistent regular payments to it? Which would make me look better and help out my FICO? Much thanks for any advice you can offer! Regards...Steve
bring the past due current, then consistently make large payments to highest rate card, pay off, then keep open. Pay off other balance, consistently, using minimum payments while finishing up the first card - then make sizeable payments. it'll work - aarrff - dogman