By the way, these 2 items actually are reported incorrectly. Therefore, when I feel confident to dispute, I will attempt to remove the items again. Thank you for your comments in regard to MP$40 finding herself in the "fraud department" at TU. I saw my name mentioned and thought I would respond to all of you. I feel badly for MP$40. I also am mystified as to what is going on with her TU file. I hope that LKH and MP$40 will keep us updated on Junum.