To: Roni

Discussion in 'Credit Talk' started by Jim, Mar 9, 2001.

  1. Jim

    Jim Well-Known Member

    It's been a busy week and I am behind on correspondence. Roni, I believe you said that you were denied for a Nordstrom card. Did that 800# I gave you help at all? As I remember, you applied on-line.

    I am very uncomfortable applying on-line as once the computer at the other end sees my BK, I expect an automatic denial. What I liked about Nordstrom was that the rep took my info over the phone and I got the card. I would never have applied to Nordstrom on-line.
  2. Cadillac408

    Cadillac408 Well-Known Member

    Not Roni but...


    You got the card? I must of missed that. What happened? Did you just call an 800 and explain your situation first? Did you get instant approval over the phone or did a card just show up in your mailbox????
  3. roni

    roni Well-Known Member

    Re: Not Roni but...

    No, she said it was denied because of my student loans and I have 5 entries. I told her it was actually 2 loans reported 5 times and she said call Transunion about it. Just a big runaround. Why didnot they pull Experian. Dang.
    Transunion is my worst. So I didnot fight it.

    Thanks Jim, but I think I just wasnot meant to have this one.

  4. Jim

    Jim Well-Known Member

    To: MP$40 and Roni

    To MP: I was surprised to get the card. I called the local Nordstrom store and they gave me n 800 # to call and speak to Nordstrom credit. I gave this number to Roni. I apllied by phone after the repexplained that I am eligible for consideration as long as I had established new and perfect credit that is over 2 years old since my BK. I applied and the card arrived in the mail.

    To Roni: "Meant to have this one" YET. I think this is one more example that with some lenders having a BK is actually not as bad as having the appearance of defaulted student loans etc. I am on the credit wagon but it is tempting to apply to Target since you and Marie got accounts. Congrats on the Target!!!
  5. roni

    roni Well-Known Member

    To: Jim

    According to "slimshady" having defaulted student loans is the worse thing in the world. I am really tired of his presence and input here. I hope everything is going good for you. Chat Sunday?

  6. Jim

    Jim Well-Known Member

    Re: To: Jim

    Yes chat Sunday.

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