You and I have had some similar experiences with Cap One except that your apr. at 12.9% is superior to mine at 20.5%. Please educate me about the lower apr. I have been with Cap 1 since Dec/98. I have a $3,000, no annual fee, 25 day grace period gold card. Tha account was upgraded to gold with 3K from classic with 1K during Sep/2000. Thanks for your help. I am sure you did some negotiating.
Jim, It was very simple. Take a look here. http://board.creditnet.com/read.php3?num=1&id=20929&thread=20919 In the unlikely event they call your bluff and close the account, you still have 60 days to call again and ask to have your account reinstated. Saar
Jim: I had a rough time with them, check here: http://board.creditnet.com/read.php3?num=1&id=22700&thread=22700 -Alwilda Smith