I am debating whether to attend the seminar in L.A. I don't want to be inundated with calls from insurance salesmen. Marie has bought the "Credit after Bankruptcy" book and is thinking of flying to L.A. for the seminar. Could you give everyone an insight into whether it is worth it. In my case, I feel like I am pretty far along with my credit restoration. I wonder if they can really teach me anything. I hope this doesn't come across as arrogant. Thanks.