I'm so excited. And of course I did the thing I said I would as soon as I closed. APPLY FOR CREDIT CARDS. LOL! I couldn't wait to get home. Citi AA - $1k (I hope when they actually send the cards that it's more, but that's a start) Target - $200 (typical start) BestBuy (for appliances) - Sorry NextCard (or whatever it is) - Sorry Juniper - We will review and reply in the mail Lowe's - We will review and reply in the mail My feelings aren't hurt because of the denials ~ I really don't need too much credit too fast. I don't need to get in trouble again. Thanks everyone for all the advice you put on the board.