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Discussion in 'Credit Talk' started by What I tol, Nov 2, 2000.
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Interesting. Anyone know if it is true that Providian will not lower rates below 18.9 on the gold card?
I have the Gold Card and called Providian last week. They lowered it from 19.8 to 16.9 and gave me a grace period and waived annual fee, so it is possible. I have had my account with them since 12/96. What I really want is an upgrade to Platinum. Anyone out there received that?
thanks for that information. i'm going to call Providian to reduce my gold card rate from 19.8. I opened my account in '96 also. don't know about the upgrade to platinum.
Not true. I have the gold card with 16.9% APR.
Maybe the issue was how low the rate can be on a NEW gold card. With an existing classic card, maybe you can get a better deal by retaining that card than by opening a new gold card account.