I am started to get this reasons in my scoring codes, my score still remain, in high 600's and low 700's, but I am curious how many have mutiple accounts, their scores and what reasons codes are associated with them?? My list: Citi Plat Citi Div Citi Travelocity Cap One Amex Blue Amex green Nordstroms Visa Target Visa Household gold card Lowes Sears retail Fleet Fleet fusion FCNB Chase State farm As you can see I think I have way too many, may slim them down some.
Bailey, Before you start trimming, be sure your balances are low enough that if anyone tries to raise your rates, you have some place to go.
I have 4 credit cards and everything else is a student loan...about 20 maybe. My reason codes are 1) credit history too short (it's a little under 11 years old) and (2) state tax lien (that I'm currently workin on trying to remove). My scores are listed below..but EQ just went up to 694!