Hi all, I've been working on improving my credit for the last couple of years and I feel that I have too many cards right now. Which ones do you think I should get rid of ? Amex Blue (9.99%) Amex HHonors Amex Starwood Bofa Platinum (9.9%) Chase Platinum Citi Platinum Select Citi HHonors Visa Signature Diners Club Montage Discover Gold Household Gold MBNA Elite Rewards Plat Plus MBNA Amtrak Guest Rewards Plat Plus Sears Gold My oldest accounts are the Blue and Amtrak cards. I'm definitely getting rid of the Household and Discover cards. I'm also thinking about cancelling the Elite Rewards card. Any other suggestions ? Thanks.
If I am you I would get rid of Discover,Household and Sears...You don't have to be very proud of having them in your wallet...
Steve, Make sure you see this thread; http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&pgnum=1&postid=187710#post187710
Why don´t you combine the three Amex into one (Probably Blue)?. Also I would close HouseHold and Discover or Sears.
I'd get rid of sears, discover, household, and maybe amex hhonors as the majority of Hiltons are kind of junky anyway.
Discover and Household, as you already know, are the obvious choices for quick elimination. Why not take some time to think about the others?
