Providian MC, 1379 bal, opened 9/00 Discover, 3129 bal, opened 5/01 Ashley Stewart, 33 bal (actually zero, hasn't been updated), opened 2/01 Hudsons, 0 bal, opened 5/95 Target, 0 bal, opened 5/95 Sears, 2k bal, opened 9/00 Circuit city, 713 bal (actually zero, hasn't been updated), opened 4/01 I also have 2 installments: Americredit, 8k bal, opened 11/98 Sallie Mae, 16k bal, opened 5/95 Having said all that, I'm wondering which cards I should close. I've already decided I'll close Ashley Stewart...I haven't had it long enough to it to impact my score in a positive way. I want to keep my Hudsons/Target because of the age. Any suggestions as to what cards I can close from the first set, that will make EQ stop "squawking"? Thanks!