Top Ten Cards to have

Discussion in 'Credit Talk' started by anne, Apr 1, 2001.

  1. anne

    anne Guest

    I would like to have a list of the top ten cards to increase my credit score. Which ones are easiest to obtain, is Target easy to obtain, don't ask me why I have become obsessed with having a Target card. What needs to be doen to obtain a Sears, even when mycredit was considerably better, I could not get a Sears card. I am working on waiting a year to get a Optima from AMEX. Should I consider a sub-prime or just wait to improve my score. I do want to say, I have met some very knowledgeable people (or at least read their advice) here. I just want to get a goal in mind. Thanks for any help you can give me.
  2. anonymous

    anonymous Guest

    Author: anne (

    interesting IP, info below:

    Federal Bureau of Prisons (BOP-DOM)
    320 First St. NW
    Washington, DC 20534

    Domain Name: BOP.GOV
    Status: Active

    Administrative Contact:
    Ellis, Andrew (AE)
    (202) 307-3065

    Domain servers in listed order:


    Record last updated on 06-May-98.
  3. breeze

    breeze Well-Known Member

    Answering the question...

    Anne, I came back from nothing - credit score probably under the basement... with Providian Classic, Direct Merchant's Bank, CapOne, all gradually increased CL, now lowering interest rates. I just got a Citi card, and got one of my old cards down to less than 15%. I also have Associates Visa (highest interest rate), moving that balnce over to another card and dumping it if they don't lower the rate. Providian is giving me a hard time about the interest rate, but if they don't lower it, I will move the balance, but keep the card since it is my oldest one. I am leaving "Sub-prime" land and entering "Prime".

    I guess "the best 10 cards" for each person depends on where they're starting from.


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