#10...In a heated argument with your teenager, they shout "Oh, Mother, give me some credit" and you automatically hand them the Creditnet.com list of subprime credit cards. (NanaC) #9..While standing in line at the grocery store instead of "reading" People, you see what credit cards are being used by other shoppers. (Mirage) #8...As your husband is leaving the house to buy a new lawn mower, you instruct him to go to Lowes because they only check Experian. (Zoe) #7...When you sign the one year contract for a membership at Gold's gym, you automatically ask the musclebound sales rep whether they make an hard inquiry on your credit report and which one they use? (this really happened to me and he gave me the most confused look) (Lizardking) #6...Junum is #1 on your speed dial, before your mom, before your kids, well, before everything. (NanaC) #5...After years of having no credit or bad credit, you eagerly await the mailman every day to see what new pre-approvals you receive. (Greyfox) #4...You actually look forward to getting your credit card bills so you can send them more money in order to lower your balance to limit ratio so your FICO goes up and you can get more cards. (Jill) #3 You actually think about requesting a higher credit limit on your credit cards simply to improve your balance to credit limit ratio to under 15%, thus improving your FICO score. (LizardKing) Ooooooooooooooooooh...#2, #1???