If you don't know about the Total Information Awareness (TIA) juggernaut, look it up. You need to know that it's not a joke. You are being watched. For your own sake, do not post dates of actions you've taken, names of people you spoke with, dollar amounts at issue or the names of the creditors or CRAs involved in any valid combination. These data points are very easy to aggregate and relate into identifiable information. Please keep in mind that data aggregation and relation is what CRAs do. That's all they do and they do it very well. Even if you were careful to be vague with each individual post or topic it would only take a small amount of time and effort (for an expert) to view each post in the context of your other posts to pin down your identity. There's also the issue of writing style, grammar and spelling mistakes which could give anybody away very quickly. But, actually, none of what I've just said matters for most of us. Why? Because if you have logged into Credit Expert, Privacy Guard, MyFico, Transunion or Credit Watch using the same IP address as the one you've used to post on CreditNet--even ONCE--THEY ALREADY KNOW PRECISELY WHO YOU ARE. Take caution. If an issue that you have discussed on CreditNet suddenly reappears on your report, the last thing you want to do is come back to CreditNet to complain in detail. You will only confirm that they have the right person. __
So does that mean I can submit my dispute with the CRA's via CreditNet ... Just kidding. The only thing that the CRA's will learn by figuring out my identity is that they had better follow the law or they will find themselves in court -- This is the same with virtually every other member. I am sending the CRA's the exact letters I had reviewed by CN members. In my case, all three CRA's are violating two sections of the FCRA and I have yet to send in my disputes. This dispute is only a courtesy/necessity before I nail them. I can show significant damages if I go to court. Pay attention Experian, TransUnion, and CSC/Equifax ... Read this! My letters are coming -- Don't screw with me and don't violate any more laws.
Did John Ashcroft write the post? Seems a bit Orwellian to me...but actually kind of ironic, considering I thought I SHUT DOWN the board when it went down the day I had unpleasant phone conversations with Equifax. Would be funny if the whole board was run by the CRA's....or Cap 1, most likely.
Unfortunately, these boards are being watched. See this thread from almost 2 1/2 years ago. Trans Union knew who I was by my posts. http://consumers.creditnet.com/stra...d=13591&highlight=this+board+is+being+watched
Re: Total Info Awareness: CRAs See What I'm trying to say in my original post is that they don't need to pick apart your post to know who you are. They can figure that out just by comparing the IP address if you happen to use the same IP when checking your report online and posting on CreditNet. Also, it's not an isolated incident of a few people who may have been fingered and then confronted by the CRAs. They are much smarter about it now than to blurt it out over the phone or in a letter. But, they are keeping records and the things you say on this board may come back to bite you in the ass in ways the may not have been previously possible.
Re: Total Info Awareness: CRAs See I should have said use a "highly anonymous proxy". Here's a link http://www.stayinvisible.com/index.pl/proxy_list And test that proxy here before using it: http://www.stayinvisible.com/index.pl/test_your_ip_nocache
