Anyone know if there are still special rates for Toyota like there were Nov/Dec last year. They were advertising 680 FICO gets the best rate etc...and any for Nissan? I can't find the info on the website for Nissan (probably not any specials!), but for Toyota I saw 3.9% for Tier I and Tier II credit. Anyone know what this Tier stuff is translated to an actual number? And if they are completely score driven or do they take BK's/6.9 year old lates/IIB's etc (baddies) into effect? My scores will inch up next month because I am paying down my balances about 70%. Anyone??
You must have at least a 660 fico w/experian to qualify for Toyota's best rates. I bought a car for my parents and got 1.9% for 60 months. My Experian fico was 670 at the time. The finance person said anyone under 660 will not get the best rate.
