Dear Consumer PLEASE ACCEPT THIS CORRESPONDENCE AS NOTIFICATION THAT TRANS UNION HAS RECEIVED A LETTER DISPUTING INFORMATION CONTAINED IN YOUR CREDIT FILE. YOUR RIGHTS UNDER THE FEDERAL FAIR CREDIT REORTING ACT GUARANTEE THE DISCLOSURE OF YOUR CREDIT FILE. THIS ACT ALSO AFFORDS YOU THE OPPORTUNITY TO DISPUTE AN ITEM CONTAINED WITHIN YOUR CREDIT FILE THAT YOU FEEL IS INACCURATE, AT NO CHARGE. IF YOU USED THE SERVICES OF A "CREDIT REPAIR COMPANY (THEY ASSISTED YOU IN REQUESTING THIS DISCLOSURE OR DISPUTE AND YOU PAID A FEE FOR THIS SERVICE), YOU MAY BE INTERESTED TO KNOW THAT GOVERNMENT AGENCIES ARE IN THE PROCESS OF INVESTIGATING SOME OF THESE COMPANIES WHICH MAY BE CHARGING FEES AND OTHERWISE DECIEVING CONSUMERS. IF YOU HAVE ANY REASON TO BELIEVE THAT THE FEE CHARGED BY THE CREDIT REPAIR COMPANY WAS TOO HIGH/AND OR ITS SERVICES WERE MISREPRESENTED, PLEASE LET US KNOW IF YOU WOULD LIKE YOUR SITUATION TO BE REFERRED FOR INVESTIGATION. WITH YOUR PERMISSION, WE WILL PROVIDE THE INFROMATION YOU FURNISH ON THE FOLLOWING FORM TO THE APPROPRIATE AUTHORITIES. PLEASE DIRECT YOUR FUTURE CORRESPONDENCE TO THE ADDRESS GIVEN ABOVE WITH THE FILE NUMBER PROVIDED IN THE UPPER RIGHT CORNER. Also in the envelope was the standard we are investigating the item and a form that you're supposed to fill out with the agencies info. Has anyone else received this? I called today before I got this letter and the lady said the dispute was still open. SHould I be worried?