Trans union - BASTARDS!!!

Discussion in 'Credit Talk' started by doodyhead, Sep 1, 2001.

  1. doodyhead

    doodyhead Well-Known Member

    I ordered my online credit report - they charged my cap1 card for it FOUR TIMES!!!

    Now what am I going to do? I can't even get ahold of the bastards.
  2. breeze

    breeze Well-Known Member

    I'm sure they'll fix it. Here are numbers in case you need them. Take a deep breath, count to 10, relax. Save your energy for when you get them on the phone, hehe.

    Equifax 1-800-685-1111 old? - must have equifax credit report number
    as of 7/13/01 1-800-375-4989
    TransUnion 1-800-916-8800 (consumer relations) or 1-800-888-4213 (automated line to request credit reports)
    Experian 1-800-311-4769 (Not sure about this one)
    1 800 787 6864 , M - F 8am to 7pm in your time zone

    fax numbers
    EFX = 1-888-345-9399;
    TU = 714-447-6032 (CA), 610-546-4605 (PA)
    EXPERIAN = 972-390-3974, 877-454-101
  3. doodyhead

    doodyhead Well-Known Member


    I just found out that they charged it FIVE times! Like, why the heck would I need FIVE copies of my credit report?

    Geeze. Anyway, they are closed until tuesday, I called cap1 and their dispute dept. is also closed till tuesday. BUT the rep made a note in my account in case they decide to charge me more for my ONE credit report & I go overlimit so they don't charge me fees.

    What a pain in the butt.

    I wish they were local, I'd go down and smack the crap out of them.


    I am really not this crude, but I get mad when someone's trying to steal my money!!!
  4. breeze

    breeze Well-Known Member

    More likely a computer error. Good thing you caught it and called. Don't let it ruin your weekend, they'll take care of it, I'm sure.
  5. bbauer

    bbauer Banned


    If they follow SOP, they will likely reply telling him it's a frivolous dispute and will be disregarded.

    Yes, I think they are capable of that.
    But never mind, I'm just joking anyway. We will wish him the best of luck.

  6. doodyhead

    doodyhead Well-Known Member

    we will wish HER the best of luck. That's MS. Doodyhead to you, Bill. LOL

    Yeah, I've calmed down, I am just mad. Just another example of how INCOMPETENT the credit bureaus are.
  7. breeze

    breeze Well-Known Member

    And don't bother disputing that!
  8. lbrown59

    lbrown59 Well-Known Member

    No use trying to get a job there :I don't think I'm dumb enough yet.

  9. lbrown59

    lbrown59 Well-Known Member

    Maybe that's why we have so many problems with them.
    They are under staffed because they can't find enough qualified people in the incompentent pool.
  10. doodyhead

    doodyhead Well-Known Member

    I'm sure that in their job descriptions, under qualifications, it lists incompetency as #1 requirement.

    So far, one credit report has cost me
    42.50. I should've went for a trimerge somewhere.
  11. doodyhead

    doodyhead Well-Known Member

    when I'm done with them, they're going to be INCONTINENT
  12. lbrown59

    lbrown59 Well-Known Member

    Maybe they thought you were ordering a 5 Yr. supply?====
  13. lbrown59

    lbrown59 Well-Known Member

    You got me with this one It cracked me up!
    === ===
  14. doodyhead

    doodyhead Well-Known Member

    oh, I must've inadvertently checked the "5 year supply" box on the online form. Thanks! LOL
  15. breeze

    breeze Well-Known Member

    Maybe you could get a quantity discount?
  16. doodyhead

    doodyhead Well-Known Member

    I wish, breeze, in fact, I think for their mistake, they should give me the report FREE.

  17. lbrown59

    lbrown59 Well-Known Member

    Better yet get it in writing they will never report any Neg. Info!

  18. MartysGirl

    MartysGirl Well-Known Member

    They Charged my husbands card, 7/17/2001, but never mailed his report! When my husband called they claimed they showed no inquiry on his credit report. We have yet to get his report or a refund! I just reported it to our bank. I am hoping they will try to get our money back for us!!!

    Good Luck

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