Then it was listed as charged off in 1-97. Now, on my updated report, it is listed as charged off in 5-2000. What will be the date removed from my report? They have changed the charge-off date from 1-97 to 5-00 on me, but I do have an older report from TU showing the 1-97 charge-off date. Please help! Also, it is listed as current status, "included in BK -- date updated 7-00." Sorry if this is confusing, I know it confuses me! Thanks!