I requested my credit file from trans union last week , I just received my credit file in the mail but it was sent from the local credit angency here in town, I am totally confused here, does trans union do that with your local credit agency??
Many small local "credit bureaus" are semi-independant affiliates of one of the "big three," and re-sell/distribute the reports to creditors, landlords, etc. The bureaus usually send out the consumer disclosure copies directly. Although in some areas (Texas?) Equifax apparantly uses CSC (which is a separate company that re-sells Equifax reports) for the consumer disclosures. I don't think I've heard of Trans Union using a local agency for this before. -- CardReport.Com - Credit Tools, News, And Reference http://www.cardreport.com/ Everything You Need To Know About Credit And Debt --
Many small local "credit bureaus" are semi-independant affiliates of one of the "big three," and re-sell/distribute the reports to creditors, landlords, etc. The bureaus usually send out the consumer disclosure copies directly. Although in some areas (Texas?) Equifax apparantly uses CSC (which is a separate company that re-sells Equifax reports) for the consumer disclosures. I don't think I've heard of Trans Union using a local agency for this before. -- CardReport.Com - Credit Tools, News, And Reference http://www.cardreport.com/ Everything You Need To Know About Credit And Debt --
