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Discussion in 'Credit Talk' started by Momof3, Sep 5, 2000.
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Many small local "credit bureaus" are semi-independant affiliates of one of the "big three," and re-sell/distribute the reports to creditors, landlords, etc.
The bureaus usually send out the consumer disclosure copies directly. Although in some areas (Texas?) Equifax apparantly uses CSC (which is a separate company that re-sells Equifax reports) for the consumer disclosures.
I don't think I've heard of Trans Union using a local agency for this before.
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my Trans Union reports always come from a local agency.
Thanks, I called and that is what they told me