for credit and your report is pulled, does the creditor see your Emperica score(I assume FICO) or do they see your trans union score?
The creditor sees a real credit score on a scale of 300 to 850 that is a FICO credit risk score. The TU score that comes with your reports is a fake credit score on a scale of 150 to 934. Reputedly TU sells a score for about $12.95 that may be a real credit score but I have not had the opportunity to try out that new score product.