Just got off with a trans union rep and asked her to send my updated copy of my trans union file (with no negative information on it!!!....just 11 inquires) to all the companies, the 11 inquires, that recieved my file in the last year. This will be helpfull....It WILL NOT make a second inquire for those companies. I will allow them to reconsider giving me credit. Since the main reason for decline was the negative account that i had reported, since then it was DELETED! I hope that ill be seeing some new credit cards in the mail soon. Fingers crossed! psugirl
