I had an account with BoA which was sold to another company 5 years ago and they(Boa) reported as trasfered /charge off prior to bk and they have pulled my report (hard enquiry) twice this week. They were listed in bk also. I have faxed them a letter saying they do not have permissible purpose and they are in FCRA violation and I have demanded $2000 within 10 days. I have confirmed that they have recieved it. She said it was a mistake she pulled twice and she is argueing that she can pull any time. They have been denying my dispute every time(6 times) with CRA. What is the best thing to do here?. I would like to nail them this time not for the money but for their attitude, any body know good attorney in Dallas area. Thanks