INSUFFICIENT EXPERIENCE WITH CURRENT LIMIT ON DISCOVER CARD" Can anyone tell me what that means? My current limit is $6,200 and I carried a balance of $5K or more for many months last year before getting it all paid off. Considering Chase just instantly approved me for $10K on a Platinum Shell Mastercard, a better reward card than Discover any day of the week, I may take this to a "give me what I want or close the account" call. I have too many cards now anyway, although I'd rather close Cap1 or MBNA, whoever will give me less. But I'd like to understand the stated reason first. Oh well, free TU report anyway!