Translation of EQ inquiry codes?

Discussion in 'Credit Talk' started by cosjef, May 14, 2001.

  1. cosjef

    cosjef Well-Known Member

    Can anyone shed some light on the codes below? Are they "hard' or "soft" inquiries? Equifax provides no documentation for these, nor any way way to separate hard from soft. These are "as is" listings, the way they appear on my list of inquiries. Here we go:

    ID-Equifax Consumer Services, Inc.
    Equifax-Auto MTNC Update
    Equifax Consumer Direct
    PRM--First Premier Bank
    AR-Richs R-Score

    Looks like the PRM ones are "promotional" and are likely not hard inquires.
  2. Saar

    Saar Banned

    All soft.

  3. cosjef

    cosjef Well-Known Member

    Thanks Saar! So how do you discern a hard inquiry from their clumped-together listing?
  4. G. Fisher

    G. Fisher Banned

  5. Erica

    Erica Well-Known Member

    Disclosure to Consumer?

    Maybe? Just a guess. First thing that came to mind.

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