160 Million consumers are eligible for 6 months of FREE CREDIT MONITORING services, because for DECADES TransUnion, and their subsidiaries, have been improperly using credit report data for target marketing. Search for FTC v. TransUnion to see how far back this goes, and how prevalent the FTC's analysis of the abuse by TransUnion was, and that was as of the time of that case. (2000)... So for decades of abuse of credit report data, TransUnion will allow the millions of consumers who they have been selling their entire financial profiles illegally, 6 WHOLE MONTHS of credit monitoring services.