I recently received my TU CR. Many debts are listed several times as they were transferred to "different lenders". The problem is the dates of the >collection records< are more current than the OC dates. Do I have to worry that the OC debts are being reaged?
that is the same problem I have...and it sucks. they don't show the date of last activity field like the other CRA's, they use the STATUS field for it, AND when they compute their FAKO score, they use that as the DOL! so, if you dispute and something old gets verified, it becomes brand spankin new! or if they just decided to update the account period, their FAKO thinks it is brand spankin new. you have no way of telling when the stupid TL's will fall off that way. annoying.