I have disputed a First USA account several times with TransUnion, Experian & once with Equifax because of a chapter 7 bankruptcy and them reporting a charge off with a balance. On TransUnion's and Experian's web sites, you can dispute both TransUnion and Experian items.....but not Equifax. Now, both TransUnion and Experian refuse to investigate the FirstUsa account after the first time because they say it was previousl verified as accurate and is Frivolous. I get basically the same garb from both. Equifax on the other hand did the investigation and the account is fixed properly the first time. What kind of relationship is there between TransUnion and Experian? Why wasn't Equifax also listed on the web site? Since nothing gets done between them, do they use the same investigators? Whats Up?
