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Discussion in 'Credit Talk' started by heather, May 13, 2001.
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how did you get TU to delete so easily???
I really don't think there is any rhyme or reason to any CRA! I got a letter last week from TU stating that they don't verify inquiries and that I have to take it up with the creditor (half of whom I don't even have the slightest idea where I would even reach them).
So, naturally, I sent them a letter telling them that they have to verify according to the FCRA.
I think it all depends on the representative who gets the letters. Some are more willing than others, no matter which CRA.
If TU sends me another notice like the last one, I will be filing a law suit. I am tired of them trampling over me like they don't have to uphold any portion of the law. They like to make their own laws.
They have already done that with the the so called consumer protection laws!
I just said in my letter that these inquires were not authourized by me, they were hurting my credit and the FCRA section 610 (a) allows me to dispute ANY item on my report which may be incorrect. It has worked well so far, I had over 30 inquires on each report.
Was there a fraud alert on your TU file at the time they removed the inquiries? Thanks.
Heather--Can u please post your letter for us?