No I don't have a link to a news article detailing any illicit drug use, TU probably really isn't smoking crack, but they sure are screwed up! After requesting a copy of my CR from them on 9/13, I disputed some personal info online (phone number, employer) and 4-5 derogs as not mine. I was reading today about WorthKnowing, and accessing my TU report online, so I tried WK, and it couldn't verify anything. I entered everything exactly as was printed on my TU paper copy. No luck. So then I tried pulling an online CR from TU.com. That worked...but my report is 10 times more screwed up now than it was! My current address is listed as an address that I never lived at in Georgia (I've been in Minnesota for over 3 years). It wasn't showing up on TU before, only on EX. Now it's my current address?? What the? The paid collection records that I disputed as not mine now show Past Due amounts, but a balance of 0. My Fako went from 510 to 474. My CR for TU wasn't really "incorrect" before, but man is it screwed up now! What the heck happened? I'm not so excited about seeing results now, I'm actually a little scared to see what happens with EX and EQ. Someone please reassure me...I'm holding my breath again!
TU did a similar thing to me when disputing addresses. I called and said my old address is listed as my current address on my online report. They said, "oh we have your correct current address,but we can't fix your online report" The next day is was fixed!? humblemarc
I'm trying to figure out where they got the address that they are listing as current. It's my ex-mother-in-law's address...I just remembered that my ex-husband is living with his mom now, so I guess they might be getting it from him? Who knows! What really sucks though, is I now have past due amounts on accounts that were previously 0 balance with 0 past due. Can the online report be trusted?
I don't think it's the online report. Select an entry, post the details and we will tell you the best way to dispute it. Send them a utility bill with your current address - black out the account number and amount, etc - everything except the info they need to get the current address. Write the a letter and tell them you think they have someone else's info on your report, that is not your address.
