I disputed a bank Charge card that was included in my bk cause they had it listed as cl 500.00 owing 500.00 ... pull my report today and these stupid idiots now show a 0.00 balance still included in bk but inserted the same banks Credit card different account number for cl 500.00 owing 500.00 past due 500.00 but now show it charged off... can you believe the ignorant f&*cks. dropped my ce 80 points