When I request a credit report, it asks if any of the situations apply like denied credit. What happens if I always say denied credit even when I havent? Will I get the free report? Thanks
I ONLY GET FREE REPORTS BY PHONE IN COLORADO... They won't let me access ON-LINE except to dispute... ...then they REFUSE my dispute...(FARMERS INSURANCE "HARD")...NO CREDIT CARD OR LOAN WAS APPLIED FOR!!! THEY SAY "PERMISSABLE PURPOSE"
I can get a free report for myself stating I was denied credit and it works everyday. However, I cannot do the same with my husbands. I tried all different ways and the last screen always says I have two options: $9.00 or 12.00. I don't know why it works for some and not others.