On to other business... I received my "updated" TU report yesterday. My prior score of 542, along with 6 collection accounts, is history. Now, with only 7 collection accounts reported (1 unpaid, 6 paid), 6 new inquiries in the past 60 days, and 5 good tradelines (two with a couple of 30 day lates over a year ago), my score has DROPPED to 524! I give up on trying to understand their system (although the new maximum score I could achieve is 934?!) A. J.