WorthNothing gave me a five rating. TransDildo gave me a 738. The Trans rep said they only provide numbers to WorthNothing and they ain't responsible. I say if they provide the numbers they should ask for reasonable guidelines in return!
TransDildo....LOL My sentiments exactly. Don't forget the CRA's put this garbage out and then don't accept responsibility for any of it. They are good at double speak.
In my case it seems the worthknowing scoring model really didn't like a high balance to limit ratio, my score went from 70 to 15 and the only change was maxing out a ($5K) card.