This is my first time posting here and I could really use some help... I only have one derogatory account on my credit file. Its a Sprint account that my son-in-law opened fraudulently in my name. The account was opened and used over 700 miles from where I live without my knowledge. I never even knew about this account until I went to get a new car last week. What is my best bet here. Should I dispute it with Sprint, Allied Interstate or with the 3 bureaus? Is there a way I can dispute this online or do I need to actually write letters? Thanks for all your help! : ALLIED INTERSTATE INC ALLIED INTERSTATE IN Account Number: 1243XXXX 1243XXXX Acct Type: Collection Department / Agency / Attorney Collection Account Acct Status: Closed Open Monthly Payment: Date Open: 1/1/2008 1/1/2008 Balance: $1,386.00 $1,386.00 Terms: 1 Month High Balance: Limit: Past Due: $1,386.00 Payment Status: Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department Unpaid Comments: Unpaid
Dispute it through the credit reporting agencies and convey what to them what you did above. Allied Interstate is not that difficult to delete.
