I sent out a letter to equifax for two disputes, This was in June, they send me a letter saying they need proof of address, ok so I send them what they need, and copies and proof of the first mailings. I have been trying to clear up this one account that has been pd over 2 year now, they have it listed as a 120 days past due. I now applied for credit an of course they had to pull them, I am so mad at these people is there any way I can threathen them, if they don't remove this. They are the worst to deal with, I also disputed two things on line with them, one of my pd collections they marked it as checked, from pd collections status, what does that mean, and I had a 30 day late that I disputed with experian they verified it, but equifax took the whole tradeline off my report. I now am going after experian, and trans union with this. I only had the account for less than a year. So I know if it is better that it is gone. I would appericate any input anyone can give me
Proof of address for what? What did you send them? Don't help them do there job....what exactly and how did you dispute...paid in full, not mine etc??? "Checked" is just a plain jane word for verified...next step would be the validation letter, how and what did they verify?
